Pearls are a no-brainer for preppy sweaters and wedding days. But they make a grand statement with formal dresses, too.
Mix long strands of pearls with gold or silver chains or choose a large-size pearl necklace to wear with a strapless dress.
No need to match necklace and earrings: pair a pearl necklace with diamonds, gold, silver or colored stones for a less matronly look than a matchy-matchy set would give.
